Frequently Asked Questions
Applying for a loan with Access Finance is easy. Simply fill out our online application form below, and one of our loan specialists will contact you to discuss your financing options.
Loan Application Form
Access Finance offers a range of loan products tailored to meet the needs of businesses, including small business loans, expansion financing, equipment financing, and lines of credit.
Eligibility criteria may vary depending on the type of loan and your business’s financial profile. Generally, we consider factors such as credit history, revenue, time in business, and the purpose of the loan.
The approval process varies depending on the complexity of your application and the type of loan you’re seeking. In many cases, we provide same-day approvals, and funds can be disbursed within a few business days.
Access Finance does not charge application fees for most of our loan products. However, there is a processing fee of 50$ which is paid once our team goes through your application and determines that you are likely to get the loan. This money will be used to process your file and go through all the verification processes. If at the end your loan is not approved, the 50$ is returned to you in full and if the loan is approved, then the 50$ is applied to the interest you have to pay for the loan.
If you encounter difficulties repaying your loan, we encourage you to contact us as soon as possible. Our team will work with you to explore alternative repayment options and find a solution that fits your circumstances.
Interest rates vary depending on factors such as the type of loan, the term length, and your business’s financial profile. Our loan specialists will work with you to find a competitive rate that suits your needs.
In most cases, yes. Our loans can be used for a variety of business purposes, including working capital, equipment purchases, inventory financing, and expansion projects. But your use of the loan we provided is limited only to the project for which you applied for the loan. Any change of purpose without informing us is a bridge of trust which can lead to legal action or a cancellation of the loan and a request for full refunds including interest.
If you encounter difficulties repaying your loan, we encourage you to contact us as soon as possible. Our team will work with you to explore alternative repayment options and find a solution that fits your circumstances.
Yes our technical team will be very glad to provide business and technical advice. It is to our greatest interest that you succeed in your business venture and we do everything possible to achieve this goal. our loan specialists are available to answer any questions you may have about our loan products and assist you in making informed financial decisions for your business.
You can reach our customer support team by phone at [Phone Number] or email at [Contact Email Address]. Alternatively, you can fill out the contact form on our website, and one of our representatives will be in touch with you shortly.